Global perils
Natural hazard data for any coordinate on Earth
Flood, wildfire, earthquake, windstorm, hail, heat, cold, drought, snowfall, lightning, tsunami and tropical-cyclone hazard for any latitude and longitude, with return-period detail underwriters can act on.
No card required
GET /perils/location?lat=53.315188&lon=-0.415054&perils=flood,wildfire,earthquake { "lat": 53.315188,"lon": -0.415054,"perils": [ { "peril": "flood", "hazards": [ { "hazard_type": "fluvial", "return_period": "100", "defended": false, "value": 0.67 }, { "hazard_type": "fluvial_risk_rating", "defended": false, "value": 100 }, { "hazard_type": "combined_aal", "defended": false, "value": 2695.07 } ] }, { "peril": "wildfire", "hazards": [ { "hazard_type": "fireavgmoderate", "return_period": "0", "defended": false, "value": 20 }, { "hazard_type": "fireavghigh", "return_period": "0", "defended": false, "value": 3 } ] }, { "peril": "earthquake", "hazards": [ { "hazard_type": "earthquakepga", "return_period": "475", "defended": false, "value": 0.34 } ] } ]}
What you get
Understand risk everywhere
Bring location-level natural hazard intelligence into underwriting, lending and portfolio decisions anywhere in the world.
Pass a coordinate and your chosen peril categories to one endpoint. Explore the response schema, coverage rules and request examples in our API documentation.
Worldwide Hazard Coverage
Evaluate flood, wildfire, earthquake, windstorm, hail, heat, cold, drought, snowfall, lightning, tsunami and tropical-cyclone hazards for any latitude and longitude. Coverage is returned transparently for each requested peril.
Decision-Ready Model Detail
Go beyond a single score with hazard values across relevant return periods. Flood data includes fluvial, pluvial and tidal layers, defended and undefended views, plus combined risk ratings and average annual loss estimates where available.
One Simple API
Request only the peril categories you need through GET or POST and receive results grouped by category. Data points without coverage are omitted, and you are charged only for requested categories that successfully return data.
Same API, more answers
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FAQ
Global Perils: questions answered
Which perils are included?
Flood, wildfire, earthquake, windstorm, hail, heat, cold, drought, snowfall, lightning, tsunami and tropical cyclone. Request only the categories you need.
Where is it available?
Anywhere in the world. Pass a latitude and longitude and coverage is reported transparently for each requested peril; data points without coverage are omitted.
How much detail do I get?
Hazard values across the relevant return periods rather than a single score. Flood includes fluvial, pluvial and tidal layers, defended and undefended views, combined ratings and average annual loss estimates where available.
How is it priced?
Per peril category that returns data, from your balance: 18p for flood and wildfire, 12p for each other category. Categories without coverage at the location cost nothing. Available on every account, no custom plan needed. See the docs
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